Tuesday, 13 June 2017 17:35

iPhones to Block Drivers from Texting

 

Questions for New Jersey Drivers

What happens when you are driving along the roads of New Jersey and your phone dings with a notification or message? Do you resist the urge to check it? Unfortunately, many people are not resisting this temptation and the numbers of accident-related injuries and deaths from distracted driving are climbing.

Do you ever see other drivers staring endlessly at their phones and wonder if they might actually be watching a whole movie as they navigate through traffic on the NJ Turnpike?

Do you ever see other drivers typing like crazy on their phones and think they are trying to do their taxes as they swerve along the Garden State Parkway?

As the matinee motorists enjoy their movie and the automobile accountants crunch their numbers, all of us driving on the roads of New Jersey are being put in harm's way.

Apple is trying to do something about it.

 

Apple's New iPhone Plan

With the increased number of car accidents, truck accidents and pedestrian accidents caused by distracted driving, the pressure has been put on both smartphone makers and auto manufacturers to come up with solutions. With that in mind, Apple has announced a plan that they hope will cut down on the number of distracted drivers.

The new feature is called "Do Not Disturb While Driving" and it will be launched as part of Apple's iOS 11 upgrade in the coming months. With this new feature, the phone will withhold any notifications for things like text messages, instant messages and news updates. It will be active whenever the car is moving and an iPhone is connected using a cable or via Bluetooth.

"Do Not Disturb While Driving" will still allow users to send automatic text replies telling those trying to contact them that they're driving and unable to respond.

 

Will the New iPhone Feature Help? 

As New Jersey Accident Lawyers, we have represented clients that have been involved in serious car and truck accidents where distracted driving has played a role. These clients have endured major injuries ranging from broken bones and back injuries to severe burns and traumatic brain injuries. 

Many victims of distracted driving accidents endure a great deal of pain and suffering, both physical and mental. These victims often face financial hardships from the medical expenses that pile up. These financial hardships are compounded further when these victims are also dealing with lost wages from being unable to work due to their accident injuries.

In some cases, seriously injured accident victims are faced with permanent disability or disfigurement...and of course, many accident victims aren't even that "lucky," with the NHTSA estimating there were 3,477 fatalities in 2015 because of distracted driving.

As we at Mintz & Geftic often see first-hand the dangers caused by distracted driving and the effects these crashes have on injured victims, we view any step to cut down on this epidemic as a positive step. If this new feature can save lives and reduce the number of major injuries that result from distracted driving, then yes it will definitely help.

"Do Not Disturb While Driving" - The Loophole

We acknowledge this new feature from Apple is clearly a step in the right direction, However, one thing not highlighted by many announcements we have seen in the news, is that this new feature will come with a passenger override option. While we'll see the specifics when the software rolls out, it sounds like the motorist will simply be able to select this override option and continue texting and driving as they please.

Again, Apple should get credit for starting to get drivers to focus on the road. However, we all know that drivers that are determined to use their phones on the road will still do so if given the option.

What do you think?

Stay tuned to our blog for updates on this important issue.

 

 

Elizabeth, New Jersey Accident Lawyers

All personal injury negligence cases require NO FEE unless we are successful in securing you a recovery to compensate you for your injuries and pain and suffering. 

We give personal attention to all of our clients. If you or a loved one has been injured in a distracted driving accident call us today at 908-352-2323.

If you were injured a truck accident, car accident, construction accident, or were injured as a pedestrian, call us today at 908-352-2323. If you prefer contacting our accident lawyers via email, please click here.

Our car and truck accident injury lawyers serve clients throughout New Jersey. This includes the cities of Newark, Elizabeth, Union and Jersey City. We cover Morris, Bergen, Hudson, Union and Middlesex counties. Our accident lawyers have offices in Elizabeth, New Jersey and in New York City.

We represent clients suffering with spinal cord injury, back injury, burn injury, broken bones and traumatic brain injury. 

If you are enduring physical pain and suffering, mental pain and suffering, permanent disability, disfigurement, lost wages, medical expenses or any other hardship resulting from an accident please contact us today for a free consultation. 

 

 

Sources:

CNN

NHTSA

 

Published in Blog

 

Pedestrian Accidents Lawyers Elizabeth, New Jersey

"Pedestrians now account for the largest proportion of traffic fatalities recorded in the past 25 years" (GHSA.org)

The latest numbers are alarming when it comes to pedestrian accidents in New Jersey and around the country. As New Jersey accident lawyers, we at Mintz & Geftic represent clients that have been injured in all types of serious accidents. This includes car accidents, truck accidents, construction accidents, motorcycle accidents, as well as accidents involving pedestrians.

Readers in some of the state's more rural counties might not face a major threat when it comes to pedestrian accidents. However, here in Elizabeth and in surrounding cities like Newark and Jersey City, residents deal with these dangers on a daily basis. 

Pedestrian Accidents - The Facts

Nationwide

  • In 2015, 35,092 people were killed in traffic accidents. This includes truck accidents, car accidents and pedestrian accidents.

  • Of that total number of people killed, 5,376 of the traffic deaths were pedestrians.

  • In addition, an estimated 70,000 pedestrians were injured in traffic crashes nationwide (NHTSA).

  • On average, a pedestrian was killed every 1.6 hours and injured every 7.5 minutes in traffic crashes.

New Jersey

  •  In 2015, New Jersey had a total of 562 traffic fatalities. This includes all accidents, including truck accidents, car accidents and pedestrian accidents.
  • Of those 562 people that lost their lives in accidents, 170 were pedestrians.
  • The 170 pedestrians deaths make up 30.2% of the total traffic fatalities. This number was the highest among all states in 2015

Union County

The image below shows the location of Pedestrian Fatalities in Union County from 2012-2014

Union County Pedestrian Accidents

image above from the Tri-State Transportation Campaign

Pedestrian Accidents - When and Where?

This graphic from an NHTSA report gives a good breakdown of certain factors involving pedestrian accidents and pedestrian fatalities:

 PedestrianAccidents

Pedestrian Accidents - Why The Increase?

There are a number of factors that might be involved when it comes to the increase in accidents and pedestrian fatalities. One primary reason that all traffic experts point to is the increased usage of smart phones. The distracted driving that is occurring on our roads these days has reached unprecedented levels, putting both drivers and pedestrians at great risk. .

Unfortunately, until we all put down the cellphone, these increases are likely to continue. 

 

Elizabeth, New Jersey Accident Lawyers

We give personal attention to all of our clients. If you or a loved one has been injured in a truck accident, car accident, construction accident, or were injured as a pedestrian, call us today at 908-352-2323. If you prefer contacting our accident lawyers via email, please click here.

Our car and truck accident injury lawyers serve clients throughout New Jersey. This includes the cities of Newark, Elizabeth, Union and Jersey City. We cover Morris, Bergen, Hudson, Union and Middlesex counties. Our accident lawyers have offices in Elizabeth, New Jersey and in New York City.

 

Sources:

Tri-State Transportation Campaign

NHTSA

 

Published in Blog

A New Jersey bill has been signed into law that will regulate ride sharing companies such as Uber and Lyft in the Garden State. This new law, known as the Transportation Network Company (TNC) Safety and Regulatory Act, includes some important info that effects both drivers and passengers.

Here's the top things you should know:

Insurance Coverage for Uber Passengers Injured in Accidents

In the past, auto insurance companies have told ride-share passengers injured in accidents that their personal policies would not cover them. Under this new law, every passenger will now be covered. As New Jersey accident lawyers, this part of the law is something that will be a big help for our clients and all New Jersey ride-share passengers.

Under the new law, passengers suffering from accident injuries when riding in an Uber or Lyft vehicle will now have medical coverage. This policy will provide up to $1.5 million in coverage for passengers that are injured.

Anyone that has ever been injured in an accident knows how quickly medical bills can pile up. Whether it's a severe back or neck injury, traumatic brain injury, bone fractures or any other accident-related injury, the cost for treatment can be substantial.

As New Jersey accident lawyers, our clients have had to undergo MRI's, physical therapy and several other treatments to help them recover. These bills add up quickly and it is good to know passengers of Uber and Lyft will now have the necessary coverage to help them get the proper care for their injuries.

New Jersey Uber & Lyft Drivers - Mandatory Background Checks

Another key aspect of this new law is that all New Jersey Uber, and other ride-share, drivers must now undergo a driving and criminal background check. "Drivers would be banned from employment by a ride sharing company if they had been convicted of homicide, sexual assault, driving under the influence of drugs or alcohol, reckless driving and possession or sale of a controlled dangerous substance." (NJ.com)

Are These Background Checks Enough?

While these mandatory background checks are a step towards safer ride-sharing experiences, critics don't feel it is enough. These critics think that the new law should have required drivers background checks to include fingerprinting rather than just name checks. Fingerprinting would provide more thorough records and put Uber drivers on a level playing field with New Jersey's chauffeurs.

Uber has argued that riders submitting feedback on their drivers is basically a form of ongoing safety checks, but that sounds like some corporate spin from where I'm sitting.

While fingerprint checking is something that should happen sooner rather than later, this new law is still a step in the right direction. The insurance coverage for passengers will allow people with major injuries to get the care they need and deserve.

 

Elizabeth, New Jersey Uber Accident Injury Lawyers

We give personal attention to all of our clients. If you or a loved one has been injured in an accident, call us today at 908-352-2323. If you prefer contacting our accident lawyers via email, please click here.

Our car and truck accident injury lawyers serve clients throughout New Jersey. This includes the cities of Newark, Elizabeth, Union and Jersey City. We cover Morris, Bergen, Hudson, Union and Middlesex counties. Our accident lawyers have offices in Elizabeth, New Jersey and in New York City.

 

sources: 

NJ.com - Susan K. Livio

NJ.com - Claude Brodesser-Akne

Published in Blog

Mintz & Geftic is officially on YouTube!

Watch Bryan Mintz share the story of our firm and please subscribe to our YouTube channel here to catch all of our upcoming videos. 

Published in Top News

 

1. The Coverages : There are 5 types of coverages

A. Personal Injury Protection (PIP) - This is the coverage that pays the doctors if you are injured in an accident. PIP pays your medical bills even if you caused the accident (sometimes called "No Fault").

B. Liability - This covers damages suffered by others in accidents you cause, and also provides for a lawyer to defend you if you are sued. Liability coverage includes both bodily injury and property damage.

C. Uninsured Motorist Coverage (UM) - This pays you for property or bodily injuries if you are injured in an accident caused by someone without insurance. 

D. Underinsured Motorist Coverage (UIM) - This pays you for property or bodily injuries that you suffer in an accident caused by an insured driver that has less coverage than your UIM coverage. For example, if you purchase $250,000 in UIM insurance and are rear ended and very seriously injured by a driver with only $50,000 in liability insurance, after you accept the $50,000 from the driver who hit you, then you will have $200,000 in your own UIM insurance available to you.

E. Collision - This pays for the damage to your car from the accident.

 

UPDATE: Click here to check out our recent video on car insurance 

 

2. Two Types of Policies in New Jersey

A. Standard Policy - Provides lots of options on coverages and the opportunity to buy additional protection. 

B. Basic Policy - Provides just enough coverage to meet the legal minimum insurance coverage that allows you to drive. This provides no coverage for your assets, no coverage for medical treatment for any injuries you suffer in an accident, and no compensation that you may need if you are seriously injured. If you suffer one of the common back injuries seen in car or truck accidents, like a herniated disc, you will have difficulty finding a surgeon who will perform surgery if you have less than $100,000 in PIP (keep in mind, the MRIs, chiropractors, physical therapists, and pain management doctors will likely be the first line of treatment before any surgery).

 

3. Health Care Primary 

 Be very careful on this one. If you decide to use your own health insurance as your primary source of coverage for your medical treatment for a car accident or truck accident, you can save money on your automobile insurance. Most insurance companies will not pay for medical treatment arising out of an auto accident, and Medicare and Medicaid cannot be used for the health care primary option. Sometimes insurance agents or people buying insurance online have selected the health care primary option without checking with their insurance company, or worse, when they are on Medicare or Medicaid. If this happens to you, and you suffer injuries in a car accident, be prepared for mountains of medical bills and possibly personal bankruptcy.

 

4. UM/UIM - check out our recent video on UM and UIM 

This coverage is sold together and is available up to the amount of your liability coverage. Since most of the drivers on the road have no insurance or barely any insurance, purchasing the highest amounts of UM/UIM coverage is the best way to protect you and your loved ones in case you are injured.

 

5. The Right To Sue

If you select "No Limitation on Lawsuit Option", you can sue the person who caused the accident for pain and suffering for any injury. If you select, "Limitation on Lawsuit" then you agree to not sue the person who caused the accident for pain and suffering unless you lose a body part, have disfigurement or significant scarring, suffer a lost fetus, displaced fracture, permanent injury, or death. Most of the controversy comes from individuals who select "Limitation on Lawsuit" and then sue for a permanent injury. Without fail, even if you present an MRI that shows a herniated disc or you suffer from a traumatic brain injury, the insurance companies will find a physician who will write a report that says that your injury is not permanent. The most common defenses raised by the defendants are that your herniated disc or bulge is a result of degeneration over time, not the car that slammed into you at 50 mph. They will often argue that even though your memory and your cognitive ability has diminished since you slammed your head during the accident, you have no objective proof that your brain is permanently injured so you can't recover. To prove a permanent injury, you will need to put forth objective medical proof certified by a physician that an injury is permanent.

 

UPDATE: Click here to check out our recent video on car insurance 

 

6. Is it the Insurance of the Car in the Accident or the Insurance of the Person in the Accident?

If your after-school babysitter is driving her car and someone rear ends her, and your kids are injured, who's insurance pays for your children's medical bills? The primary insurance in this situation for payment of medical bills would be the parents' automobile insurance policy. The parents' automobile insurance would also determine the right to file a lawsuit for pain and suffering. If your friend (who has his own insurance) borrows your car and crashes into someone else causing injuries in the accident, can you be sued? Yes, your liability insurance would be primary.

 

7.  New Jersey Automobile Insurance Laws Often Defy Logic

Example A. if you suffer an injury in an auto accident, you are better off getting hit by a truck than a car. If a commercial vehicle hits you from behind, and you selected the Limitation on Lawsuit Option, you can still sue for pain and suffering for any type of injury, whereas if you were hit by a car, you would be subjected to the "Limitation of Lawsuit" option you selected. 

Example B. if you are a passenger in a car struck from behind, and you have no applicable automobile insurance, and you suffer back pain, and sprains and strains without a displaced fracture, you can sue the driver of the car that hit you for pain and suffering. However, if you actually purchased a basic insurance policy, you would not be able to sue because of the Limitation on Lawsuit option.

 

8. What happens if you are in an automobile accident while at work?

If you are in an automobile accident during work hours, you can file a workers' compensation claim and also sue the driver who caused the accident subject to the "Limitation of Lawsuit" selection on your own automobile policy.

 

9. You Can Cancel or Change Your Policy

You have the right to cancel or change your coverages and policy limits at any time, even if you are not near your renewal date. If you make changes or cancel, you have a right to receive a refund of unused premiums. Changes are not retroactive.

 

10. Speak to An Experienced Automobile Accident Attorney

Most attorneys that represent victims of automobile accidents welcome the opportunity to help individuals understand their insurance policies before they are in an accident. Very often, attorneys only look at the insurance policy after the accident and are forced to advise clients that they don't have enough medical coverage to get treatment and cannot file a lawsuit for their injuries.

 

UPDATE: Click here to check out our recent video on car insurance 

 

Elizabeth, New Jersey Car and Truck Accident Injury Lawyers

We give personal attention to all of our clients. If you or a loved one has been injured in a car accident or a truck accident, call New Jersey's top injury law firm at 908-352-2323 or send us email by clicking here to evaluate your case.

Our car and truck accident injury lawyers serve clients throughout New Jersey and New York, including the cities of Newark, Elizabeth, Jersey City, Hackensack, and Morris, Bergen, Hudson, Union and Middlesex counties. We have offices in Elizabeth, New Jersey and New York City.

At Mintz & Geftic, WE WILL FIGHT FOR YOU!

 

 

Published in Blog
Tuesday, 11 August 2015 01:26

$100,000 settlement of bus accident

$100,000 settlement of bus accident case (Essex County, New Jersey 2013).

Published in Results

$400,000 settlement of pedestrian struck by automobile case (Passaic County, New Jersey 2009).

Published in Results

$430,000 settlement arising out of automobile accident. (Bergen County, New Jersey 2001).

Published in Results

$450,000 settlement arising out of truck accident. (Essex County, New Jersey 2005).

Published in Results

$850,000 settlement, Auto Accident, Injuries included Fibromyalgia & Chronic Fatigue Syndrome that caused early retirement as a Librarian. (Jeffrey E. Strauss, Essex County 2005).

Published in Results
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Main Office:
618 Newark Avenue
Elizabeth, NJ 07208
908-352-2323
(800-894-2320)

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New York, NY 10118
1-800-894-2320