Wednesday, 30 March 2016 13:03

Seat Back Failure

Elizabeth, New Jersey's premier personal injury lawyers providing assistance for victims of seat back failure.

Seat back failure is a serious defect in many vehicles that causes numerous injuries and fatalities every single year, often times to children. Seat back failure occurs when a car is rear-ended and the defective front seat breaks at the hinge, sending the occupant backwards into the seat behind them with great force and no restraint.

Rear-end collisions may be caused by distracted driving or texting while driving. Seat back failure can make these types of accidents far more dangerous. At Mintz & Geftic, our seat back failure attorneys have a proven track record of fighting for our clients who have been victims of motor vehicle accidents.

 

seat back failure accidents

Auto safety experts are demanding action on what they call a serious safety defect.

In early 2016, a Texas jury awarded more than a $124.5 million verdict against one automaker for a problem that car companies admit would only cost a couple of dollars to fix (CBS News). New Jersey drivers, especially those that are parents of young children, need to be aware of the serious danger that seat back failure presents.

The types of cases that our motor vehicle accident lawyers handle include:

Brain Injuries and Mild Traumatic Brain Injury (MTBI); Bicycle Accidents; Bus Accidents; Drunk Driving Accidents; Distracted Driving; Garden State Parkway Accidents; Head-On Collisions; Seat Back Failure Accidents; Intersection Accidents; Seat Back Failure Accidents; Motorcycle Accidents; New Jersey Turnpike Accidents; Rear-End Collisions; Rollover Accidents; Spinal Cord Injuries;Uninsured/Underinsured Accidents; and Wrongful Death Accidents.

 

 

Elizabeth, New Jersey Seat Back Failure lawyers

Our Elizabeth, New Jersey Seat Back Failure lawyers give personal attention to all of our clients. If you or a loved one has been injured in a motor vehicle accident or has been a victim of seat back failure, call us today at 908-352-2323 or send us email by clicking here to evaluate your case.

Our Elizabeth, New Jersey car accident injury lawyers serve clients throughout New Jersey and New York, including the cities of Newark, Elizabeth, Jersey City, Hackensack, and Morris, Bergen, Hudson, Union and Middlesex counties. We have offices in Elizabeth, New Jersey and New York City.

WE WILL FIGHT FOR YOU!

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1. The Coverages : There are 5 types of coverages

A. Personal Injury Protection (PIP) - This is the coverage that pays the doctors if you are injured in an accident. PIP pays your medical bills even if you caused the accident (sometimes called "No Fault").

B. Liability - This covers damages suffered by others in accidents you cause, and also provides for a lawyer to defend you if you are sued. Liability coverage includes both bodily injury and property damage.

C. Uninsured Motorist Coverage (UM) - This pays you for property or bodily injuries if you are injured in an accident caused by someone without insurance. 

D. Underinsured Motorist Coverage (UIM) - This pays you for property or bodily injuries that you suffer in an accident caused by an insured driver that has less coverage than your UIM coverage. For example, if you purchase $250,000 in UIM insurance and are rear ended and very seriously injured by a driver with only $50,000 in liability insurance, after you accept the $50,000 from the driver who hit you, then you will have $200,000 in your own UIM insurance available to you.

E. Collision - This pays for the damage to your car from the accident.

 

UPDATE: Click here to check out our recent video on car insurance 

 

2. Two Types of Policies in New Jersey

A. Standard Policy - Provides lots of options on coverages and the opportunity to buy additional protection. 

B. Basic Policy - Provides just enough coverage to meet the legal minimum insurance coverage that allows you to drive. This provides no coverage for your assets, no coverage for medical treatment for any injuries you suffer in an accident, and no compensation that you may need if you are seriously injured. If you suffer one of the common back injuries seen in car or truck accidents, like a herniated disc, you will have difficulty finding a surgeon who will perform surgery if you have less than $100,000 in PIP (keep in mind, the MRIs, chiropractors, physical therapists, and pain management doctors will likely be the first line of treatment before any surgery).

 

3. Health Care Primary 

 Be very careful on this one. If you decide to use your own health insurance as your primary source of coverage for your medical treatment for a car accident or truck accident, you can save money on your automobile insurance. Most insurance companies will not pay for medical treatment arising out of an auto accident, and Medicare and Medicaid cannot be used for the health care primary option. Sometimes insurance agents or people buying insurance online have selected the health care primary option without checking with their insurance company, or worse, when they are on Medicare or Medicaid. If this happens to you, and you suffer injuries in a car accident, be prepared for mountains of medical bills and possibly personal bankruptcy.

 

4. UM/UIM - check out our recent video on UM and UIM 

This coverage is sold together and is available up to the amount of your liability coverage. Since most of the drivers on the road have no insurance or barely any insurance, purchasing the highest amounts of UM/UIM coverage is the best way to protect you and your loved ones in case you are injured.

 

5. The Right To Sue

If you select "No Limitation on Lawsuit Option", you can sue the person who caused the accident for pain and suffering for any injury. If you select, "Limitation on Lawsuit" then you agree to not sue the person who caused the accident for pain and suffering unless you lose a body part, have disfigurement or significant scarring, suffer a lost fetus, displaced fracture, permanent injury, or death. Most of the controversy comes from individuals who select "Limitation on Lawsuit" and then sue for a permanent injury. Without fail, even if you present an MRI that shows a herniated disc or you suffer from a traumatic brain injury, the insurance companies will find a physician who will write a report that says that your injury is not permanent. The most common defenses raised by the defendants are that your herniated disc or bulge is a result of degeneration over time, not the car that slammed into you at 50 mph. They will often argue that even though your memory and your cognitive ability has diminished since you slammed your head during the accident, you have no objective proof that your brain is permanently injured so you can't recover. To prove a permanent injury, you will need to put forth objective medical proof certified by a physician that an injury is permanent.

 

UPDATE: Click here to check out our recent video on car insurance 

 

6. Is it the Insurance of the Car in the Accident or the Insurance of the Person in the Accident?

If your after-school babysitter is driving her car and someone rear ends her, and your kids are injured, who's insurance pays for your children's medical bills? The primary insurance in this situation for payment of medical bills would be the parents' automobile insurance policy. The parents' automobile insurance would also determine the right to file a lawsuit for pain and suffering. If your friend (who has his own insurance) borrows your car and crashes into someone else causing injuries in the accident, can you be sued? Yes, your liability insurance would be primary.

 

7.  New Jersey Automobile Insurance Laws Often Defy Logic

Example A. if you suffer an injury in an auto accident, you are better off getting hit by a truck than a car. If a commercial vehicle hits you from behind, and you selected the Limitation on Lawsuit Option, you can still sue for pain and suffering for any type of injury, whereas if you were hit by a car, you would be subjected to the "Limitation of Lawsuit" option you selected. 

Example B. if you are a passenger in a car struck from behind, and you have no applicable automobile insurance, and you suffer back pain, and sprains and strains without a displaced fracture, you can sue the driver of the car that hit you for pain and suffering. However, if you actually purchased a basic insurance policy, you would not be able to sue because of the Limitation on Lawsuit option.

 

8. What happens if you are in an automobile accident while at work?

If you are in an automobile accident during work hours, you can file a workers' compensation claim and also sue the driver who caused the accident subject to the "Limitation of Lawsuit" selection on your own automobile policy.

 

9. You Can Cancel or Change Your Policy

You have the right to cancel or change your coverages and policy limits at any time, even if you are not near your renewal date. If you make changes or cancel, you have a right to receive a refund of unused premiums. Changes are not retroactive.

 

10. Speak to An Experienced Automobile Accident Attorney

Most attorneys that represent victims of automobile accidents welcome the opportunity to help individuals understand their insurance policies before they are in an accident. Very often, attorneys only look at the insurance policy after the accident and are forced to advise clients that they don't have enough medical coverage to get treatment and cannot file a lawsuit for their injuries.

 

UPDATE: Click here to check out our recent video on car insurance 

 

Elizabeth, New Jersey Car and Truck Accident Injury Lawyers

We give personal attention to all of our clients. If you or a loved one has been injured in a car accident or a truck accident, call New Jersey's top injury law firm at 908-352-2323 or send us email by clicking here to evaluate your case.

Our car and truck accident injury lawyers serve clients throughout New Jersey and New York, including the cities of Newark, Elizabeth, Jersey City, Hackensack, and Morris, Bergen, Hudson, Union and Middlesex counties. We have offices in Elizabeth, New Jersey and New York City.

At Mintz & Geftic, WE WILL FIGHT FOR YOU!

 

 

Published in Blog
Friday, 31 July 2015 21:58

Motorcycle Accidents

New York and New Jersey law firm helping victims of motorcycle accidents seek compensation.

As every biker knows, motorcycle accidents are a commonplace occurrence on the roads and highways of New York and New Jersey. Drivers often simply don't see motorcyclists, or they are not paying attention and may be distracted while driving. motorcycle accident lawyers at Mintz and Geftic Elizabeth, NJFrequently, collisions occur when other drivers cut off, bump, rear end or tip motorcyclists over. Despite the state's helmet law, these accidents can be catastrophic and life-changing.

In New Jersey, motorcyclists cannot avail themselves of the protection of personal injury protection (PIP) insurance. This means their insurance will not cover medical bills resulting from motorcycle accidents. A key issue in pursuing claims for this type of accident is determining whether coverage is available through the insurance of the driver who hit the motorcyclist.

At Mintz & Geftic, we have a proven track record of producing multi-million dollar recoveries for our clients who have been victims of vehicle accidents.

The types of cases that our motor vehicle accident lawyers handle include:

Brain Injuries and Mild Traumatic Brain Injury (MTBI); Bicycle Accidents; Bus Accidents; Drunk Driving Accidents; Distracted Driving; Garden State Parkway Accidents; Head-On Collisions; Hit and Run Accidents; Intersection Accidents; Side Impact Accidents; Motorcycle Accidents; Multi-Car Crash Accidents; New Jersey Turnpike Accidents; Rear-End Collisions; Rollover Accidents; Single-Car Accidents; Spinal Cord Injuries; Tractor Trailer Accidents; Uninsured/Underinsured Accidents; and Wrongful Death Accidents.

We pride ourselves in helping motorcyclists fight for justice.

Recent Success

Our aggressive New York and New Jersey car accident lawyers have been very successful in obtaining substantial recoveries for our clients who are seriously injured in motor vehicle accidents, such as a $1,986,475 recovery for serious injuries arising out of an car accident; a $1,475,000 recovery arising out of a motor vehicle accident; $850,000 settlement of an automobile accident case; and a $725,000 settlement of an accident where a pedestrian was struck by an truck.


New Jersey and New York Motorcycle Accident Attorneys

Call Mintz & Geftic at 1-800-894-2320 or send us an email. Our motorcycle accident injury attorneys serve clients throughout New Jersey, and New York, including the cities of Newark, Elizabeth, Jersey City, Hackensack, and Morris, Bergen, Hudson, Union and Middlesex counties. We have offices in Elizabeth, New Jersey and New York City.

Published in Practice Areas
Friday, 31 July 2015 21:55

Rear End Accidents

New Jersey premier personal injury law firm providing assistance for victims of rear-end accidents.

Rear-end collisions can happen in the blink of an eye. They can happen anywhere, at any speed. Perhaps you were waiting at a stop sign or traffic light when another car slammed into you. Or perhaps you were on the highway in rush hour when traffic came to a sudden halt. Unfortunately, rear-end collisions can lead to lifelong injuries and long-term disabilities, and are oftentimes, fatal. 

Rear-end collisions may be caused by distracted driving or texting while driving.

 

rear end accident lawyers at Mintz and Geftic Elizabeth, NJThe types of cases that our motor vehicle accident lawyers handle include:

Brain Injuries and Mild Traumatic Brain Injury (MTBI); Bicycle Accidents; Bus Accidents; Drunk Driving Accidents; Distracted Driving; Garden State Parkway Accidents; Head-On Collisions; Hit and Run Accidents; Seat Back Failure Accidents; Intersection Accidents; Side Impact Accidents; Motorcycle Accidents; Multi-Car Crash Accidents; New Jersey Turnpike Accidents; Rear-End Collisions; Rollover Accidents; Single-Car Accidents; Spinal Cord Injuries; Tractor Trailer Accidents; Uninsured/Underinsured Accidents; and Wrongful Death Accidents.

 

 Recent Success

Mintz & Geftic obtained a $1,475,000 settlement in a lawsuit involving a rear-end collision that caused Mintz & Geftic’s client to undergo multiple back surgeries. Click here to review more of our verdicts and settlements in cases involving serious car accidents.  Legal Victories


New Jersey and New York Rear End Accident Attorneys

We give personal attention to all of our clients. If you or a loved one has been injured in a rear end accident, call us today at 908-352-2323 or send us email by clicking here to evaluate your case.

Our car accident injury attorneys serve clients throughout New Jersey and New York, including the cities of Newark, Elizabeth, Jersey City, Hackensack, and Morris, Bergen, Hudson, Union and Middlesex counties. We have offices in Elizabeth, New Jersey and New York City.

Published in Practice Areas
Friday, 31 July 2015 21:52

Pedestrian Accidents

New Jersey and New York law firm representing personal injury victims of pedestrian accidents.

Unfortunately drivers may not be paying attention while driving; they may be distracted or even texting while driving. Because of its high population density, New Jersey has one of the highest rates of pedestrian fatalities in the country.

pedestrian accident lawyers at Mintz and Geftic Elizabeth, NJIntersections near highway on-ramps are ripe for these types of accidents. Visibility is reduced and speeds are high. Cars often hit pedestrians who are legally crossing in a crosswalk. Unfortunately, this type of car accident often results in serious — potentially fatal — injuries to the pedestrian.

The types of cases that our pedestrian accident lawyers handle include:

Brain Injuries and Mild Traumatic Brain Injury (MTBI); Bicycle Accidents; Bus Accidents; Drunk Driving Accidents; Distracted Driving; Garden State Parkway Accidents; Head-On Collisions; Hit and Run Accidents; Intersection Accidents; Side Impact Accidents; Motorcycle Accidents; Multi-Car Crash Accidents; New Jersey Turnpike Accidents; Rear-End Collisions; Rollover Accidents; Single-Car Accidents; Spinal Cord Injuries; Tractor Trailer Accidents; Uninsured/Underinsured Accidents; and Wrongful Death Accidents.

Recent Victories

Mintz & Geftic obtained numerous recoveries for pedestrians struck by cars and trucks while crossing the street, regardless of whether they were in a crosswalk, including a $725,000 settlement of an accident where a pedestrian was struck by a truck, and a $400,000 settlement at the time of trial in a Passaic County case where a pedestrian was struck by a car while at work. Click here to review more of our verdicts and settlements involving serious motor vehicle accidents.


New Jersey and New York Pedestrian Accident Attorneys

Call Mintz & Geftic at 1-800-894-2320 or send us an email. Our crosswalk injury attorneys serve clients throughout New Jersey, and New York, including the cities of Newark, Elizabeth, Jersey City, Hackensack, and Morris, Bergen, Hudson, Union and Middlesex counties. We have offices in Elizabeth, New Jersey and New York City.

Published in Practice Areas
Sunday, 24 May 2015 01:06

NJ Auto Insurance

New York and New Jersey personal injury law firm representing victims of truck accidents

Most people have a very limited understanding of New Jersey automobile insurance. In order to protect yourself and your family, it is important that you review your insurance policy selections with an attorney. This will help assure that you and your family are protected in the event of injuries sustained in an automobile accident.

auto insurance lawyers at Mintz and Geftic Elizabeth, NJYou should understand the different types of policies and the variety of coverage offered in the insurance companies’ selection pamphlets. You must know the difference between a standard policy, a basic policy and a special policy. You should understand the meaning of the term "Lawsuit Option". Medical benefits vary with all policies, as does the amount of coverage. Understanding the importance of uninsured motorist coverage and underinsured motorist coverage is critical.

The attorneys at Mintz & Geftic are always available to answer your questions concerning automobile insurance even if you have not been in an accident or suffered any injuries.  If you are purchasing or renewing your automobile insurance, feel free to call the attorneys at Mintz & Geftic to help you understand the insurance that you are purchasing. 

If you are in a car or truck accident, or struck as a pedestrian, the following are some basic guidelines to follow after the accident:

  • Exchange information with the other driver or drivers.
  • Get the driver’s policy number, carrier, plate number, and vehicle information.
  • Identify eye witnesses and copy their contact info.
  • Contact local law enforcement or 9-1-1.
  • Do not refuse medical treatment and be sure to relay all of your medical complaints to the police, ambulance, and medical personnel.
  • Do not reveal the details of your insurance coverage.
  • Never sign insurance documents before contacting a qualified car accident lawyer.
  • Take pictures of the accident scene to document damage.
  • Never admit liability.

Car accidents are a leading cause of serious injuries and personal injury lawsuits in New Jersey.

The types of cases that our car and truck accident lawyers handle include:

Brain Injuries and Mild Traumatic Brain Injury (MTBI); Bicycle Accidents; Bus Accidents; Drunk Driving Accidents; Distracted Driving; Garden State Parkway Accidents; Head-On Collisions; Hit and Run Accidents; Intersection Accidents; Side Impact Accidents; Motorcycle Accidents; Multi-Car Crash Accidents; New Jersey Turnpike Accidents; Rear-End Collisions; Rollover Accidents; Single-Car Accidents; Spinal Cord Injuries; Tractor Trailer Accidents; Uninsured/Underinsured Accidents; and Wrongful Death Accidents.

Our aggressive New York and New Jersey car accident lawyers have been very successful in obtaining substantial recoveries for our clients who are seriously injured in motor vehicle accidents, such as a $1,986,475 recovery for serious injuries arising out of an car accident; a $1,475,000 recovery arising out of a motor vehicle accident; $850,000 settlement of an automobile accident case; and a $725,000 settlement of an accident where a pedestrian was struck by an truck.

Contingency Fee:  All personal injury negligence cases, including automobile accidents, require NO FEE unless we are successful in securing you a recovery to compensate you for your injuries and pain and suffering. If we are successful, our fee will be a percentage of your recovery. In our New Jersey cases, the attorney’s fee is set by the New Jersey Rules of Court and will never exceed the allowable amount. The contingency fees will be explained to you in detail prior to undertaking your case. There is no charge for initial consultations.


New Jersey Auto Insurance Attorneys

Call Mintz & Geftic at 1-800-894-2320 or send us an email. Our automobile insurance attorneys serve clients throughout New Jersey, and New York, including the cities of Newark, Elizabeth, New Jersey City, Hackensack, and Morris, Bergen, Hudson, Union and Middlesex counties. We have offices in Elizabeth, New Jersey and New York City.

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Main Office:
618 Newark Avenue
Elizabeth, NJ 07208
908-352-2323
(800-894-2320)

New York Office:
Empire State Building
350 Fifth Ave, 59th Floor
New York, NY 10118
1-800-894-2320